© 2020 by International Review of Financial Consumers


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ISSN 2508-3155 (Print)

ISSN 2508-464X (Online)

About the journal

The International Review of Financial Consumers (IRFC) is the first journal to publish solely the studies related to financial consumers. Its theoretical and empirical research focuses on the topics of financial products and services, regulations and supervision, institutions, and financial culture. The Journal’s research seeks to maintain an efficient and equitable financial market.


As the contribution of financial consumption becomes increasingly important to the national economy for most countries, ways to maintain an efficient and equitable financial market become an imminent issue for research. The trends of globalization and liberalization policies have reinforced the challenges in financial markets. Not only have the financial instruments become more complicated and hard to understand by the public, but also the frequent changes in regulations and business practices lead to confusion of the financial consumers. Consumption disputes regarding the financial products have drawn attention by the media in recent years.


The IRFC is issued by International Academy of Financial Consumers (IAFICO).

Recent articles

Evaluating Borrower's Net Yield in Long-Term Fixed Rate Mortgage Loans in Korea

Seung Ryul Ma

Abstract  | Full text  | PDF

The Impact of Fiscal Conservatism : A Case Study of the 2007 National Pension System Reform in Korea

Jai Seop Lee

Abstract  | Full text  | PDF

How Does Medical Expenditure Affect Economic Development ? Evidence from OECD Countries

Do Yeon Kim, Hong Joo Jung, Bo Hyun Kim

Abstract  | Full text  | PDF

Recent issues

vol.4 no.1.PNG
vol.3 no.2.PNG