​ International Academy of Financial Consumers


Our latest issue

Volume 5, Issue 1

April. 2020

Edited by: Sharon Tennyson, Cornell University

Online ISSN: 2508-464X

Print ISSN: ISSN 2508-3155

© International Academy of Financial Consumers

About the journal

The International Review of Financial Consumers (IRFC) is the first journal to publish solely the studies related to financial consumers. Its theoretical and empirical research focuses on the topics of financial products and services, regulations and supervision, institutions, and financial culture. The Journal’s research seeks to maintain an efficient and equitable financial market.


As the contribution of financial consumption becomes increasingly important to the national economy for most countries, ways to maintain an efficient and equitable financial market become an imminent issue for research. The trends of globalization and liberalization policies have reinforced the challenges in financial markets. Not only have the financial instruments become more complicated and hard to understand by the public, but also the frequent changes in regulations and business practices lead to confusion of the financial consumers. Consumption disputes regarding the financial products have drawn attention by the media in recent years.


The IRFC is issued by International Academy of Financial Consumers (IAFICO).


Recent articles

How to Avoid Household Debt Overhang? An Analytical Framework and Analysis for India

Naoyuki Yoshino and Prachi Gupta

Welfare implications of Credit rationing for Financial Consumers: An empirical investigation on the case of the Korean residential mortgage sector 

Soojin Park and Man Cho

Credible or Biased? An Analysis of Insurance Product Ratings in Germany

Patricia A. Born and Stephanie Muller and Sharon Tennyson 

Recent issues

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© 2020 by International Review of Financial Consumers


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